Ready to Buy a Texas Home?
                     TSAHC can help you become a homeowner.

The Texas State Affordable Housing Corporation provides assistance that helps individuals and families become successful homeowners:

For Home Buyers and Homeowners

Ready to buy a home? TSAHC provides access to fixed-rate mortgage financing, down payment assistance grants and mortgage credit certificates for teachers, police officers, corrections officers, fire fighters, EMS personnel, veterans and low and moderate-income households. Our home buyer programs are open to first-time home buyers, as well as repeat home buyers and existing homeowners. 

Ready to Buy a Home

TSAHC provides 30 year fixed interest rate mortgage loans, down payment assistance grants, and mortgage tax credits for eligible home buyers in Texas.

More about program options

Homes for Texas Heroes

In addition to serving low and moderate-income home buyers, TSAHC also provides home buyer assistance specifically for teachers, police officers, correctional officers, fire fighters and EMS personnel, and veterans.

More About Homes for Texas Heroes

Get Started

Click on the link below to take the Eligibility Quiz.

Eligibility Quiz


For Renters

TSAHC provides affordable rental opportunities for Austin-area households meeting certain income requirements.

Learn More

Consumer Resources

Whether you're thinking of buying a home or just looking to gain financial security, there are resources available to help you reach your goals.

Learn More

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Low Interest Rate Loans with Down Payment Assistance
•30-year low fixed interest rate mortgage loan
•Down payment and closing cost assistance of up to 5% of the loan amount
•Down payment is a gift and never needs to be repaid

                           To be eligible for this program, a homebuyer must be one of the following:

                          •Nursing and Allied Health Faculty                           •County Jailer
                          •Public Security Officer                                             •Classroom Teacher
                          •Teacher Aide                                                           •School Librarian
                          •School Nurse                                                           •School Counselor
                          •Firefighter                                                                •EMS Personnel
                          •Peace Officer                                                          •Corrections Officer
                          •Household at or below 80% Area Median

tsahc Mortgage Credit Certificates
•Get up to $2,000 every year as a special tax credit
•Save thousands of dollars over the life of the loan

•For first-time buyers or those who have not owned a home in the last 3 years

Buy Your Home Today! Contact The Bonnie ButlerTeam to get started!


SETH 5 Star Texas Advantage Program

No First Time Homebuyer Requirement


The 5 STAR TEXAS ADVANTAGE PROGRAM provides eligible homebuyers several options for a loan program that meets their needs. Buyers get a 30 year fixed rate mortgage and a Grant to be used for the down payment and closing costs associated with their home purchase. The maximum Grant is 6%, and is based on your actual loan amount. Grants range from 3%- 6% and you will work with your loan officer to decide the financing options and Grant you would like to use. There is no repayment expected for this Grant and no 2nd lien on your home. This program can help reduce your out of pocket expenses and make home ownership easier to achieve.

The Program is available for the entire State of Texas with the exception of the following cities: El Paso, Grand Prairie, McKinney, and Travis County. Local Down Payment Programs and MCC Programs may be combined with this program. Buyer’s do NOT need to be First Time Homebuyers (except when combining this with an MCC program) but must be income eligible based on the location of the home.

These are only a few of the down payment assistance available contact us to get started!

Loans & Down Payment Assistance The Homes for Texas Heroes and Home Sweet Texas Home Loan Programs are available for teachers, fire fighters, peace officers, veterans, and low and moderate-income homebuyers. These programs are available through a network of lenders across the state and all provide the following benefits:

A 30-year fixed interest rate mortgage loan No upfront origination points charged to you Net 3%, 4%, or 5% in down payment assistance You do not need to be a first-time homebuyer You do not need to live in the home for any set period of time Five options are available to help individuals purchase a home

Click here to see more

If you are a service member, firefighter, law enforcement officer, teacher, or Veteran and plan to buy in the near future call 281-380-7378 or email me at

Contact Me About Downpayment Assistance Program

Whether you are planning to buy your first home or sell your existing home, contact us today! 

We'd love to hear from you!

To:  Bonnie Butler, Broker

First Name: 
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Seth 5 Star Texas Advantage Program

TSAHC Grant program

TDHCA Down Payment Assistance programs